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Using A Green Loan for Home Efficiency

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“Creating a green home is a great way to reduce your carbon footprint right where you live, while at the same time placing money right back into your pocket.”

Our homes are responsible for approximately 20 percent of all greenhouse gas emissions in the US. While some may want to add energy saving upgrades, many have held back because of the costs. Adding energy and water efficiency products to your home or building just got a little bit easier. Using a green loan, you can easily get started on completing those projects that will increase the overall efficiency and savings in your space.

How does a green loan work?

This type of loan can be used to complete major renovations, such as installing tankless water heaters, solar panels and energy efficient doors and windows. Additionally, the funds can also be used to make faster green improvements, including:

  • Low-flow showerheads
  • Low-flow aerators
  • Eco toilets
  • LED lights
  • Adding or updating insulation
  • Programmable thermostats

When searching for products that meet energy and water efficiency requirements, look for the Energy Star and WaterSense labels.

How much can I save?

The products installed and projects completed with a green loan can certainly help lower your utility bills. At the highest level, LEED-certified homes can save an average of 15% on the cost of energy annually. Taking into account that the average family in the United States spends between $2,000-$3,100 on energy and water bills every year, that can equal savings of roughly $300-$465.

Creating a green home is a great way to reduce your carbon footprint right where you live, while at the same time placing money right back into your pocket. Check with your local bank or credit union to find out more information on getting started with one of these loans.

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EPA’s Successful Energy Star Program

In 1992, the US Environmental Protection Agency (EPA) introduced ENERGY STAR as a voluntary labeling program designed to energy staridentify and promote energy-efficient products to reduce greenhouse gas emissions. They began by labeling computers and monitors and in 1995 expanded the label to include office equipment products and residential heating and cooling equipment.

In 1996, the EPA partnered with the US Department of Energy for major appliances, office equipment, lighting, home electronics, new homes and commercial and industrial buildings and plants.

Today, ENERGY STAR encourages energy efficiency in more than 70 product categories. More than 1.6 million homes and over 25,000 buildings have earned ENERGY STAR certification.

Third party certification process makes sure anything that earns the blue label meets the highest standards. Even an LED bulb must pass dozens of checks to assure quality, performance, and efficiency. Conservation Mart is proud to carry a wide variety of ENERGY STAR bulbs.

Over the years, the ENERGY STAR label has helped save more than $362 billion on utility bills and reduced greenhouse gas emissions by more than 2.4 billion metric tons.  EPA’s ENERGY STAR program is the most successful voluntary energy efficiency movement in history. Visit their EPA Energy Star  site to learn more about this program and to find information on federal tax credits.

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Earn LEED and ENERGY STAR points with SmartExhaust

The SmartExhaust bath fan timer introduces a simple, smart, flexible, and economic solution for exhaust ventilation requirements. It is smart exhaust fandesigned as a replacement for the bathroom fan and light switch. By using a microprocessor to monitor and control fan operation, a precise amount of ventilation can be provided.

There are only two settings on the SmartExhaust switch – ventilation and delay. Ventilation is the minutes per hour that you want the fan to operate. Delay is the number of minutes you want the fan to run after the bathroom light has been turned off. The delay time provides additional run time of the fan to complete ventilating the bathroom after use. The SmartExhaust is so smart, you can tell it you don’t need the fan to run when you leave the bathroom. When you turn off the light, turn it back on then back off again within a few seconds it tells the SmartExhaust you don’t want the fan to continue running.

With SmartExhaust, you can earn LEED and ENERGY STAR points for enhanced exhaust ventilation and it makes standard bath fans ASHRE 62.2 compliant.

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